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Web 50/30/20 budget template features the excel budget planner for the 50/30/20 method has two main sheets that you will use. The 50/30/20 budget rule slices your monthly pay to cover three different categories of expenses:. The 50/30/20 budget method is best suited for those who. Ideally, this is what you should be spending each month on your needs, wants, and savings.